At present, India houses over 2,100 FinTech companies of which 11 firms achieved the Unicorn status in 2021 and has around 15 companies that may acquire the Unicorn status in 2022. The year 2021 witnessed funding of over $9 Bn, which has paved the way for growth in 2022. The uptick in demand to develop financial products to cater to the changing customer needs continues to disrupt the BFSI segments.

Globally, India has the third-largest FinTech ecosystem and is poised to grow at a CAGR of over 24.5% to reach roughly $150 Bn by 2025. The unwavering support from the Government of India through initiatives like Inter-Ministerial Steering Committee (IMSC) on FinTech, GIFT City, Joint Working Groups on FinTech, among others, is likely to spur platform growth and innovation in this sector. Besides, next-gen technologies like AI, ML, Blockchain, automation, etc., to help the FinTech companies meet the needs of the unbanked citizens, is expected to open new revenue streams for the FinTechs.

VCCircle this year presents the 3rd edition of the FinTech Summit.

Themed ‘Renaissance of the Financial Experience’, the event focuses on identifying new-age business models and strategies FinTechs may adopt to not just survive the market, but be able to improve user experience. The event will shed some light on the importance of collaboration for financial inclusion using embedded finance.


9:00 AM onwards
  • 9:00 AM – 9:30 AM

    Registration & Networking

  • 9:30 AM – 9:40 AM

    Welcome Address

  • 9:40 AM – 10:05 AM

    Opening Keynote: Fintech 2022 - Renaissance of the Financial Experience

    Be it wallets, insurance, or lending, financial technology has transformed the way businesses transact. Backed with a gripping user experience design, fintech firms act as a one-stop-shop financial solution, thus ensuring superior customer satisfaction. Such accelerated adoption of next-gen technologies to offer targeted solutions across the traditional components of the BFSI industry is likely to present a $100 Bn opportunity by 2025.

  • 10:05 AM – 10:30 AM

    Panel Discussion 1: Decrypting the code to Fintech's Acceleration

    Since the introduction of UPI in 2016, India has witnessed an explosion of fintech innovation, with the inception of over 2100+ fintech firms in the past five years. However, with the market heading towards rapid consolidation, how will these firms surf the future? What business models, strategies, and technologies will have a sizeable opportunity inorder to overcome uncertainty in policies, spending patterns, & usage trends?

  • 10:30 AM – 10:50 AM

    Fireside Chat: The Digital Rupee and its Journey

    Trade, transparency, & efficiency – these are the three things the digital rupee promises to improve. However, in a large country like India, the Digital Rupee also has the potential to drive financial inclusion and rapid fiscal policy implementations at scale. How will the new phenomenon bring about changes in India’s financial ecosystem?

  • 10:50 AM – 11:20 AM


  • 11:20 AM – 11:40 AM

    Special Address - Embedding Trust in Digital Lending

  • 11:40 AM – 12:05 PM

    Panel Discussion 2: Re-imagining the FinTech Landscape with Embedded Finance

    Today, businesses across all levels and industries are keen to launch their own tailored embedded financial services like new-age credit cards, BNPL, cardless payments, etc. to improve customer experience. Considering the adoption rate, Embedded Finance is anticipated to mark a $226 Bn global opportunities by 2025, according to Forbes. Will collaboration be a crucial factor enabling FinTechs to offer financial services? Also, what can be hurdles that can affect the growth of embedded finance in the fast-changing financial services landscape?

  • 12:05 PM – 12:25 PM

    Fireside Chat: Is RegTech the Future of FinTech

    FinTech has transformed the way customers earn, spend, invest or purchase financial products. However, the entire BFSI industry is heavily regulated. Hence, to deliver a user-friendly solution, the main challenge FinTechs firms face is to innovate within compliance standards set by the government. Can RegTech play a role here and help Financial Institutions minimize compliance and reporting risks?

  • 12:25 PM – 12:50 PM

    Panel Discussion 3: BNPL Business Model - Outlining Opportunities, Challenges, and Best Practices

    BNPL payments in India are likely to grow by 89.5% y-o-y to reach over $6.9 Bn in 2022. As the BNPL model continues to disrupt the lending segment, it opens up several opportunities for BNPLs to expand across industries. However, the question arises around the key differentiators and challenges that BNPLs witness to stay competitive in this space. Further, how these BNPLs are impacting the revenue share of Banks? Also, what are the best practices, banks can adopt to sustain their market position?

  • 12:50 PM – 1:00 PM

    Closing Remarks

  • 1:00 PM – Onwards


Speakers 2022


Dr. Amitabh Rajan

Chairman, Reserve Bank of India Services Board, Committee Member, Stressed Assets, SBI

Mallika Mittal

Chief Risk Officer, Mahindra & Mahindra Financial Services Ltd.

Adhil Shetty


Deepak Sharma

President & Chief Digital Officer, Kotak Mahindra Bank

Dhruv Jain

CEO, Cashe

Dheeraj Aneja

SVP, Fintech and Payments, Flipkart

Dhruv Dhanraj Bahl

COO, Bharatpe

Mridul Gupta


Ram Gopal

CEO, Barclays Bank India

Saugata Bhattacharya

Senior Vice President and Chief Economist, Axis Bank

Our Sponsors & Partners

Payments Partner
Data Centre Partner

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